Rub the steak with 1 tablespoon olive oil, chipotle chili powder, cumin, and garlic powder, coating all sides evenly.
Heat the remaining 1 tablespoon olive oil in a skillet over high heat and sear the steak for 3 to 4 minutes per side until charred and cooked to 135°F / 57°C for medium-rare.
Rest the steak for 5 minutes, then slice thinly against the grain.
Toss the cooked rice with lime juice and cilantro until evenly mixed.
Divide the cilantro lime rice among 4 bowls, then layer with black beans, sliced steak, and salsa.