Rub the steak with 1 tablespoon olive oil, chipotle chili powder, cumin, garlic powder, and salt until evenly coated.
Heat the remaining 1 tablespoon olive oil in a large skillet over high heat and sear the steak for 4 to 5 minutes per side until charred and cooked to 135°F / 57°C for medium-rare.
Rest the steak for 5 minutes, then slice thinly against the grain.
Toss the cooked rice with lime juice and cilantro until well combined.
Divide the cilantro lime rice among 4 bowls and layer with black beans, sliced steak, pico de gallo, and shredded lettuce.